A bargain can be tempting, particularly when the price is much lower than expected. But SAPS warns that unusually cheap online listings can also be used to lure people into scams.

The warning covers familiar tricks such as fake payment

confirmations, suspicious QR codes and sellers who do not actually have the goods they advertise.

Before you pay

SAPS advises buyers to make sure:

• The item actually exists.
• The seller is legitimate.
• The transaction has been properly verified.
• The payment method is secure.

Don't let pressure rush you into paying. Fraudsters may create a sense of urgency by claiming that other buyers are interested or that you need to pay immediately.

A screenshot isn't proof

If you are selling something online, don't rely on a screenshot or electronic proof of payment.

Screenshots can be manipulated to make a payment appear genuine. Check your own bank account and confirm that the money has actually reflected before handing over the goods.

Be careful with QR codes

SAPS is also warning people about QR codes sent by unknown individuals.

If someone tells you to scan a QR code to receive money, process a refund or complete a transaction, stop and check what the code is for first.

Meeting someone you found online?

This is where an ordinary online transaction can become a safety issue.

SAPS has specifically warned about people responding to suspicious advertisements in northern Tshwane, including Winterveldt, being allegedly lured to locations and robbed at gunpoint.

If you need to meet an unknown buyer or seller:

• Choose a recognised public place.
• Make sure other people are around.
• Consider a police station as a meeting point where appropriate.
• Tell someone where you are going.

The bottom line

Online marketplaces can be useful, but a good price should never override basic caution.

Check the seller. Verify the payment. Don't scan unexplained QR codes. And think carefully about where you meet someone you only know online.

SAPS encourages people who suspect fraud to report it and keep evidence such as advertisements, messages, telephone numbers, banking details and transaction records.